Debt recovery lawyers who help you get paid.
Unpaid invoices drain cash and management time. We give you a structured, proportionate route to recovering what your business is owed.
A measured approach to recovering debts
Not every late payer needs to be taken to court. Many debts are resolved once a customer receives a clear, formal demand from a law firm. Others need a negotiated payment plan. A smaller number require formal proceedings. We help you choose the right step for each debt, so that the cost of recovery stays in proportion to the amount at stake.
Throughout, we keep your commercial interests in view. If you want to keep trading with the customer, we take that into account in the tone and timing of every step.
How a typical recovery proceeds
- Review: we examine the contract, invoices, delivery records and correspondence to confirm the amount owed and the strength of the claim.
- Formal demand: we send a clear letter setting out the debt, the legal basis for it and a deadline for payment.
- Negotiation: where the debtor engages, we negotiate settlement or a payment plan and record it in a binding written agreement.
- Proceedings: if payment still does not follow, we advise on formal action and, where appropriate, pursue it.
- Enforcement: once a debt is established, we advise on the practical steps available to recover it.
What helps a debt claim succeed
The strongest claims rest on clear paperwork: a signed contract or accepted order, invoices that match it, and evidence of delivery or performance. Prompt action also matters, because debts tend to become harder to recover the longer they are left.
If recurring late payment is a problem, we can also review your terms of business and credit procedures, so that future invoices are better protected from the outset.
Disputed debts
Sometimes a customer refuses to pay because they say the goods or services were defective, late or not as agreed. In those cases we assess the dispute candidly, tell you how strong your position is, and recommend whether to pursue, settle or compromise.
Keeping you informed
Debt recovery can take time, and it is frustrating not to know what is happening. We report to you at each stage: when a demand has been sent, when the debtor responds, when an offer is made and when a deadline passes. You make the commercial decisions, such as whether to accept a payment plan or a reduced settlement, with our advice in front of you.
Where you have several overdue accounts, we can provide a simple status summary across all of them, so that your finance team always knows where each recovery stands.
Being paid on time should not depend on goodwill alone.Hami Legal Services
Frequently asked questions
When should I involve a lawyer in an unpaid invoice?
Once your own reminders have not worked and the debt is significant to your business. Acting early usually improves the chances of recovery and keeps the cost down.
Do you handle consumer debts?
Our debt recovery work focuses on business-to-business debts. If your matter involves individual consumers, tell us and we will let you know whether we can help.
Can you recover several debts at once?
Yes. Where a business has a number of overdue accounts, we can agree an efficient process to handle them together.
Will the debtor have to pay my legal costs?
That depends on the contract, the applicable rules and how the matter is resolved. We will explain what is realistically recoverable for your particular claim.
Often handled together
Have a matter you would like to discuss?
Send us a short outline by email. We will tell you plainly whether we can help, how we would approach it, and what the next step would be.